1-Year CD vs. Longer-Term CD You may want to put money ... meaning that the business team does not dictate what we cover or write about. To understand how we cover and rate products, you can ...

What we'll cover CD or the market ... CIBC Bank USA offers a 5.36% APY on its one-year CD, the highest we've found for any term. There is a minimum deposit of $1,000 required, although CIBC ...

There are multiple CD options to choose from right now, each with its own set of advantages and disadvantages.

Two-Year CD Reviews Choosing a CD term will likely depend ... Our team is editorially independent — our business team does not decide how we cover products or what we write about.

Many savers are turning to one-year certificates of deposit (CDs) right now, and for good reason. They often pay competitive ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

If you plan to open a long-term CD in the coming weeks, here are a few things you should know: Short-term CDs offer high ...

Although its 1-year CD comes with a 90-day early withdrawal penalty, it’s lower than many other banks. Read our Alliant Credit Union review. Quontic Bank’s 1-year CD comes with a competitive APY.

CD terms can range anywhere from one week to ten years, with longer-term CDs generally offering better rates. But tying up money for several years may not be for everyone. A 2-year CD is a ...

Rates on some one-year CDs are higher than what many savings accounts and money market accounts earn. You can find CD rates above 4 percent APY. One-year CD rate alternatives include money market ...

The national average APY earned on a one-year CD is currently 1.86 percent as of March 2025. This average has increased from 1.72 percent a year ago, according to Bankrate research. If you ...