This letter is ... before bank foreclosure. Where implemented, mediation has proven a win/win, usually helping the lender as well as the homeowner. This is because a loan that is restructured ...

A letter of ... capable of making mortgage payments. Issues on your credit report: If your credit report shows late or missing payments, or potentially a past bankruptcy or foreclosure, you ...

If you’ve been through a foreclosure ... letter, which should be short and focus on recovery from the event, rather than excuses for it,” says Casey Fleming, author of “The Loan Guide ...