The most important Social Security change next year for beneficiaries is the annual cost-of-living adjustment (COLA). Last month, the Social Security Administration announced that benefits will ...

Ready to file for Social Security in 2026? Verify earnings, compare filing ages, and know your thresholds and deductions so you know how much to expect.

But COLAs aren't the only Social Security change that tends to arrive each year. There's another big change Social Security commonly undergoes that affects working Americans, and 2026 is no exception.

A big change is coming to Social Security next year, but it is not a change that will repeat again in the future unless ...