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Brex explores how the right combination of technology, policy design, and process optimization can transform expense ...

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While they overlap with budgeting apps, expense tracker apps put more of an emphasis on your spending by categorizing your expenses and helping you get a good idea of your purchasing behavior.

Most of that power is going to AI features, especially on flagship Android phones from Samsung and Google. You can still avoid AI a little bit with amazing phones from OnePlus, but not entirely.

Over my forty years or so in and around dealing rooms and financial markets, I have heard many theories as to how to approach that problem and have settled on a process that has worked for me.