This letter should include your name, the debt amount, the delinquent account and your consumer rights regarding debt collection. It’s essential you pay close attention to the validation letter ...

Confirm the debt is yours. Before taking any action to pay off a debt in collections, verify the debt belongs to you. Gather ...

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If an individual files for Chapter 7 bankruptcy, which discharges their personal obligations secured by a mortgaged property, ...

These letters may explain why the payment was late ... and ask to speak to a supervisor if needed. Request debt validation or ...

I decline to pay this debt.” In response, the defendant wrote the plaintiff on March 28 stating it was responding to the plaintiff’s debt amount dispute letter and attached copies of the most ...

As a consumer, you might send a debt verification letter when a collection agency contacts you to collect payment. It states you don’t recognize the debt you’ve been contacted about and you ...