And why letting people come up with their own ideas, and actually try those ideas, is almost always the best approach.

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A good budget helps you reach your spending and savings goals. Work out your proposed household budget by inputting your sources of income and projected expenses into Kiplinger's worksheet below. You ...

Will Kenton is an expert on the economy and investing laws and regulations. He previously held senior editorial roles at Investopedia and Kapitall Wire and holds a MA in Economics from The New School ...