Good work! You've already succeeded at the hard part—saving money. Now, you just need to choose the best savings vehicle to grow it. And a certificate of deposit (CD) can be an excellent place to ...

A bump-up CD is a savings account with a specified maturity date and a stated rate of interest that gives you the option to increase your rate if market rates go up during your term. Think of it as ...

Investors searching for relatively low-risk investments that can easily be converted into cash often turn to certificates of deposit (CDs). A CD is a special type of deposit account with a bank or ...

A certificate of deposit (CD) account is a popular savings tool offered by banks and credit unions that require you to lock your money away for a set period of time in exchange for a fixed interest ...

If you're worried about tying up your cash, one solution is a no-penalty CD. A no-penalty CD comes with terms ranging from ...

When building savings, some Americans use a ladder — a CD ladder, that is. A certificate of deposit allows you to deposit money into an interest-bearing account and lock in an interest rate for a set ...

CDs earning 4% APY provide guaranteed returns with FDIC insurance up to $250,000 — making them one of the safest investments available. A $10,000 CD at 4% APY earns $400 in one year, while a 5-year CD ...

Financial institutions offer a variety of certificates of deposit with different interest rates. Some banks and credit unions even let you take advantage of promotional CDs, which provide higher ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

A bump-up CD allows you to increase your interest rate one or more times during the CD’s term if rates rise, typically on 2-3 year terms. Bump-up CDs typically start with APYs that are 0.10-0.25 ...