Confirm the debt is yours. Before taking any action to pay off a debt in collections, verify the debt belongs to you. Gather ...

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If an individual files for Chapter 7 bankruptcy, which discharges their personal obligations secured by a mortgaged property, ...

It usually involves writing a pay to delete letter to the creditor or debt collector, outlining your risk. If the creditor agrees, you’d pay whatever fee they request and, theoretically ...

I decline to pay this debt.” In response, the defendant wrote the plaintiff on March 28 stating it was responding to the plaintiff’s debt amount dispute letter and attached copies of the most ...

Once the sale is made, resolve to pay off the loan in only a few years at most. If you are using debt – whether a credit card or short-term loan – to buy desired items but not needed ones ...

But there’s good reason to contact the IRS, especially if you receive a notice or letter ... put on a monthly payment plan. Then you wait. And wait. And wait. You call the debt-relief company.