Discover why understanding your 401(k) is essential for maximizing your retirement savings. Learn about contribution limits, employer matching, investment options, tax benefits, and more. Secure ...

Auto-enrollment policies can increase 401 (k) participation, raise contributions and enable employees to take advantage of employer matching contributions. However, there are some drawbacks: ...

The proposed regulations involve provisions of the SECURE 2.0 Act, including auto enrollment in 401(k) and 403(b) plans, and the Roth IRA catchup rule.

Retirement Changes for 2025: Automatic 401 (k) Enrollment, Catchup Contribution Updates and More New retirement plan changes went live this year as part of the SECURE 2.0 Act.

Q: I am a registered investment adviser who provides advisory services to 401 (k) plan committees. Some of my client plans include auto-enrollment features, and I am aware that a few of them have had ...

401 (k) matching, loans, auto-enrollment: Options to incentivize workers to save more While 401 (k) plans have blossomed in popularity, the retirement savings crisis rages on.

401 (k) auto-enrollment and auto-escalation were supposed to help people save for retirement. Here's what happened instead.

• Traditional 401 (k) contributions provide the benefit of lowering your taxable income during the year in which they’re made. However, these assets and their earnings are taxed as ordinary ...

Five reasons to avoid borrowing from your employer-sponsored retirement account.

Advisers and other retirement-plan professionals can guide employers through offering newly available perks for 401(k) and 403(b) participation using recent guidance from the IRS. In the guidance, the ...

Financial advisors and other retirement-plan professionals can guide employers through offering newly available perks for 401 (k) and 403 (b) participation using recent guidance from the IRS.