To buy a home with a 15-year mortgage, you’ll need a down payment of at least 3%. To refinance, you’ll need at least 3% equity, but many lenders require at least 20%. Related: Debt Snowball Vs.

If you're looking to lower your interest rate or pay off your home faster, a 15-year mortgage refinance could be a good option. Here are the current rates.

The @FinancialPhysics X account posted a breakdown of how much homebuyers in the U.S. would have to make per year after taxes ...

Check out CNET Money's weekly mortgage rate forecast for a more in-depth look at what’s next for Fed rate cuts, labor data ...

Here are seven missteps I made when refinancing my mortgage in 2009 – and what I would do differently today. I have to admit: ...

After President Trump’s tax bill pushed mortgage rates higher in late May, momentum has reversed—with monthly payments now ...

For example, if you have 15 years left on your mortgage and the servicer modifies this to 30 years, you could make lower monthly payments because they are extended over a longer period.

Homeowners fear being laid off means they're moments away from losing their home. But the truth is, they have options—lots of options.

According to data from Freddie Mac, 30-year mortgage rates hover around 6.08% while 15-year mortgage rates sit at around 5.16%, some of the lowest numbers in the last two years.

I downsized well before the traditional retirement age. First to a two-bedroom townhouse, then to a one-bedroom apartment.