Lowering your interest rate from 7% to 6% will reduce your principal and interest payments by 9.88%, saving the typical US ...

Paying title insurance usually falls on the homebuyer, but this can vary by location. Title insurance fees are a third-party ...

These 16 tips for first-time homebuyers will help you navigate the process with more confidence and avoid costly missteps along the way.

Certifications: Some agents have specific real estate training and designations to work with new construction, including the ...

The best refinances save thousands, but a new loan can accomplish other goals like turning equity into cash, removing a co-borrower, and more. Is now a good time to refinance? A few years ago, with ...

Government-backed FHA loans make home ownership more accessible to first-time and repeat homebuyers needing a low down payment.

The popularity of the 3-bedroom home means buying one won't be cheap or without competition. But chances of a great deal still exist in these 50 ZIP codes. The cheapest ZIP code in the U.S. comes with ...

Attorney opinion letters are often less expensive than title insurance, and are allowed by major lending agencies in some cases. But the risks may outweigh the reward for some homebuyers. You purchase ...

A reconsideration of value (ROV) is a way to dispute the accuracy of a home appraisal. With solid data, the appraiser might update their original valuation. If you’re unsatisfied with the results of a ...

Paying off debt at closing can help you qualify for a loan even if your current DTI is too high. You just have to commit to paying down at least enough debt to move your DTI into the approval zone.

Home appraisals last between 90 and 180 days depending on the lender and loan type, but up to 1 year with an update. Whether you plan to purchase a home or refinance it, you’re probably going to need ...