A 609 dispute letter is a formal request to credit bureaus to verify the accuracy of information on your credit report. A ...

The CFPB provides formatted letter templates to help you write a letter to a creditor to dispute a debt. You may also need to contact the credit bureaus ... CFPB's list of sample letters.

This publication explains how to obtain a copy of your credit report and how to dispute errors. It also provides a sample dispute letter and lists resources for additional credit information. How to ...

so the credit bureaus know it’s a valid request. Include the following information in your letter: Some companies or websites ...