There are many different ways to set up your budget binder, including “DIY” approaches or by downloading worksheet templates. The envelope budgeting system is a cas BLUEPRINT ...

This great idea from Gardening in the Boroughs of NYC uses a simple template to make really pretty seed envelopes. So, there you have it: three easy ideas for making your own seed packets.

Dress up the envelopes using stamps, pieces of washi tape, cutouts or holiday stickers to add a little extra to your envelopes. We used some premade envelopes mixed with our own handmade ones. Step 5.