Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Recent data from Experian shows how credit card debt varies across generations. Generation-Z carries an average balance of $3 ...

A student credit card, when used responsibly, can help you establish a credit history, build your credit score and develop healthy spending habits. Use a student credit card for affordable, ...

About 18% of Generation-Z have never checked their credit score. Among those who feel stressed about their credit, 62% said anxiety keeps them from looking at their score at all. This disconnect isn’t ...

The right first credit card for you is heavily dependent upon your credit score and your spending habits. If you have a ...

The best balance transfer cards now feature long 0% intro APRs and no annual fees -- compare top picks and start tackling ...

For young people, building a good credit score can open many doors, including renting an apartment and getting your own phone plan. There are multiple ways to start building credit as a student, such ...

A 750+ credit score unlocks more than low interest rates. Learn about the top hidden perks, from cheaper car insurance to ...

For people just starting out, student credit cards and secured credit cards might be the best options since both types have less stringent requirements for approval. Student credit cards are designed ...

Why do you need to know how credit cards work? Because once you get a grip on the life cycle of a credit card transaction, you’ll have a clearer idea of how to use credit cards responsibly and stay ...

Could your debt be reduced or forgiven? Take our financial relief quiz. It’s easy to let credit card debt get away from you. Before you know it, the bills are piling up, and there’s no foreseeable way ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay, In some cases, your score ...