I know what it's like when the thought of looking at your personal finances makes your stomach churn. The first step to getting control of your spending is to take a hard look at where your money ...

If you want your business to grow, you need to know exactly where you stand. No guesswork, no sugar-coating. That’s what a business audit does: It’s like switching the lights on in a dark room.

You have to ignore a whole bunch of things you can sense is a problem. Because you have to pay all your staff salaries and what do you want to do? A three-week audit? It’s not just all the days going ...