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The tree doesn't have to be braided to survive, but it can be just for aesthetics. It's a natively tropical plant, thriving in USDA hardiness zones 10 to 12.
The braided hibiscus tree is native to East Asia, specifically to regions of China. To transform a hibiscus plant into a braided tree, the trunks are intertwined, creating a braided effect.
Here's how to braid a money tree, according to Lalicata: Take three stems and gently cross one stem over another, just like braiding hair, ...